Kickstart your financial independence with these 9 (often missed) basic steps!

How to Share Your Money Goals with Friends & Family

How should I share money goals with family and friends?

When doing a 180 with their money people are often scared what friends and family will think. Here’s how to share your money goals with loved ones. Start your journey to financial independence by getting rid of any credit card debt with the free, 7-Step Credit Card Debt Slasher.

The best steps for sharing money goals with loved ones

When we want to make a change in our lives, whether it’s a financial goal or a personal one, we often get scared as to what other people are going to think. We’re nervous about what our friends and family might say. And we worry that sharing might disrupt the relationship we have with those people. But there are ways to break the news of your money goals to the people you care about without losing those relationships!

On this episode of Queer Money®, we share the 9 steps we took to share our financial goals with friends and family, explaining how we decided who to tell and why it helps to prepare your message in advance.

We discuss how to be calm, confident and direct in initiating a conversation about your goals without forgetting that your friends and family are on their own financial journey. Listen in for insight on finding resources to help build your confidence and learn how to stop caring what people think and start sharing your money goals with the important people in your life.

Listen to the 9 steps to make sharing money goals with others easier

Topics Covered

  • Why it’s scary to share financial goals with friends and family
  • 9 steps for making it easier to share money goals with close friends and family
  • How to take care of yourself first vs. fulfilling others’ expectations
  • Why we suggest sharing financial goals only on a need-to-know basis
  • How to be calm and confident in sharing your money goals
  • The advantage of being direct and sharing financial goals in as few words as possible
  • How we decided who to tell about our money goals (and who not to tell)
  • What it looks like to prepare your message for friends and family
  • The benefit of framing the changes you want to make as specific goals
  • Understanding that friends and family are not on the same financial journey
  • What it means to ‘tame you mammoth’ in terms of money goals
  • Resources to help you build the confidence to share your goals


Watch this week’s episode

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Connect with David and John


We’re David and John Auten-Schneider, the Debt Free Guys ( and hosts of the Queer Money® podcast. We help queer people (and allies) live fabulously not fabulously broke by helping them 1) pay off credit card debt, 2) become part- or full-time entrepreneurs and 3) save and invest for retirement.

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