What you can gain by telling your money story
Find out the power of telling your money story on this episode. Then download your FREE Queer Money Kickstarter, a 9-step Guide to Kickstart Your Journey to Financial Independence.
How you can benefit from telling your money story
Do you make poor financial decisions, even when you know better? If so, it may help to dig into your money story to find out why. Stephani Niblock grew up in a cult that viewed women as caretakers who never said no to their husbands. So, when her partner wanted to buy a luxury car or see a pricey nutritionist, Stephani went into debt to make it happen. How did understanding her money story help Stephani turn things around? Today, Stephani is the creator of Be Your Money Hero, a platform and podcast that provides a safe space to explore the impact your past experiences and trauma have on your money.
On this episode of Queer Money®, Stephani joins us to explain what it was like to grow up in a cult and how it affected her beliefs about money. Stephani discusses how she got into debt and eventually filed for bankruptcy. She described how she took ownership of her ‘rock bottom’ money situation and finally got her financial life in order.
Listen in for insight on how trauma impacts our money decisions and learn how understanding your money story can help you change your financial life!
Listen to get insight into your money story
Topics covered on your money story
- What it was like for Stephani to grow up in a cult and how she got away
- The Institute of Basic Life Principles’ view of women and the queer community
- How learning that her best friend was a lesbian led Stephani to question what she’d been taught
- The IBLP’s view of women and the queer community
- How growing up in a cult affected Stephani’s beliefs about money
- Stephani’s experience getting into debt and eventually filing for bankruptcy
- Why Stephani made poor financial decisions in her first marriage (even though she knew better)
- What Stephani did to take ownership of her ‘rock bottom’ financial situation
- Stephani’s unique way of documenting her goals and practicing gratitude for the good things in her life
- Why changing the way she spoke to herself was Stephani’s first step to getting her financial life in order
- Stephani’s advice for listeners like her who don’t have a college degree
- Stephani’s current role providing trauma-informed financial education

Connect with Stephani Niblock
- Be Your Money Hero
- Be Your Money Hero Podcast
Resources on your money story
- Shiny Happy People
- Be Your Money Hero: 5 Steps to Generate the Abundant Life You Were Meant to Live by Stephanie Niblock
- Dominique Jackson on Queer Money EP73
- What Happened to You? by Oprah Winfrey and Bruce D. Perry
- HRC Scholarship Database
- The Ed Mylett Show
- Family Promise.org
- It Didn’t Start with You by Mark Wolynn
- Queer Money Kickstarter
- Capital One Auto Navigator
- Wealth Builder’s Pyramid
- CreditWise
Connect with David and John
- Debt Free Guys on Facebook
- Debt Free Guys on X
- Debt Free Guys on Youtube
- Queer Money Facebook Group
- Queer Money on Instagram
- Subscribe on Apple Podcasts
- Email [email protected]
Watch this week’s episode on your money story
Previous 3 Podcast Episodes
- Celebrating 500 Episodes of Queer Money
- How to Invest in Short-term Rentals
- What to do if You’re Offered a Dry Promotion
We’re David and John Auten-Schneider, the Debt Free Guys (www.debtfreeguys.com), and the Queer Money® podcast hosts. We help queer people (and allies) live fabulously, not fabulously broke, by helping them 1) pay off credit card debt, 2) become part- or full-time entrepreneurs and 3) save and invest for retirement.
