Not sure if, when or where you can retire?
Here's where uncertainty turns into confidence.
We help you get clear answers, personal guidance, and the confidence to retire with peace of mind. Let’s go!
RETIRE WITH CERTAINTY
Most people don’t fear retirement because of the math, they fear making the wrong move.
Do I really have enough? How much can I spend without regret? What happens if I get this wrong?
The Queer Money® Retirement Mentorship gives you clarity, confidence, and a guides who get you.
With personal guidance and a customized plan, we’ll help you know exactly what “fabulous” looks like for you, how to draw income sustainably, and how your money supports the life you actually want, not a generic rule.
And because big decisions deserve support, you won’t do this alone. We’re with you to answer questions, pressure-test choices, and help you build with peace of mind, not fear.
TAKE CHARGE OF YOUR LIFE, MONEY & HAPPINESS - WITH HELP
Imagine in one year if you had everything you needed to . . .
- Bring CLARITY & CALM to your expenses, so your money supports the life you want without guilt, restriction, or constant stress.
- Build stronger FINANCIAL & LIFE HABITS with guidance and accountability, helping you feel grounded, confident, and in control.
- Create lasting FINANCIAL FREEDOM by eliminating debt, growing savings, and creating sustainable income, aligned with your dream life.
- Get PERSONAL SUPPORT from the leaders in gay money, because big decisions deserve more than beige advice.
- Create lasting WEALTH & LEGACY through thoughtful investing and intentional planning — with guidance every step of the way.
- Get crystal clear on your GOALS & PURPOSE, so your money, time, and energy align with a life that actually feels fulfilling.
- Deepen INTIMACY with your partner through financial clarity with better communication, resulting in, yes… BETTER SEX.
- Build DAILY RHYTHMS that support your well-being, keeping you energized, grounded, and gliding with ease.
The Queer Money Retirement Mentorship is an intimate, high-touch experience for gay people ready to stop guessing and start living with clarity and confidence.
Together, we help you build wealth for today, design the retirement you desire, and create a life that feels rich in every way.
WHAT CLIENTS HAVE TO SAY . . .
David & John helped me realize my financial self-care is as important as other self-care for myself and our community.
– Michael C –
With a gentle understanding of how it feels to have "been there," and "done that," David & John shared a compelling, judgment and jargon-free evening that let us, really begin to work, individually and collectively, towards a clearer understanding of who we are, and what is truly important and beautiful about that.
– David M –
With the John & David, we found the help we truly needed to get us back on track.
– Brandon & Alex –
You guys are a couple. You had your journey together to fix your situation. It was just a different perspective from somebody I could relate to. When you’re trying to solve a problem that’s been hanging out there for a while, looking from someone else’s … viewpoint of how to fix your situation is a good thing.
– Fred & Rich –
I come from a super-religious family that’s not been too accepting of my life choices … so [spending] is also a way to say, ‘Hey, I’m doing all right.’ Your program has actually helped us reshape our thinking.
– Nathan E –
HOW THE QUEER MONEY RETIREMENT MENTORSHIP HELPS YOU
- Retire Fabulously System - With our retirement tools like the Queer Money Retirement Guide and Happy Gay Retirement & Drawdown Calculator, we’ll answer the question “Do I have enough to retire?” and replace it with clarity, confidence, and a plan you actually trust.
- Retire Abroad System - Retiring abroad isn’t just about where you go, it’s about how you want to live. Together and with tools like the Retire Abroad Planner & Calculator, we'll help you understand the costs, the process, and the places where you’ll truly thrive before you even move.
- Wealth Building System - As retirement gets closer, the questions get louder: “How should I invest now?” “Will my income actually be enough?” Through the Wealth Builder’s Pyramid and personalized guidance we help you turn those questions into clarity, building income, optimizing your portfolio, and creating retirement security you can trust.
- Financial Freedom System - Lingering debt and “almost enough” savings can quietly drain your confidence as retirement approaches. Together and with tools such as the Debt Freedom Accelerator, No Budget Budget and Premium Spending Analysis with Return on Happiness Estimator, we help you address both with clarity, intention, and support. Fabulous Life System - “Is there more to life than spending money and having sex?” “How do I build a retirement I actually love?” We use the 5 Building Blocks of a Happy Gay Life, alongside the Happy Healthy Wealthy Gay Men’s Toolbox, to help you design a retirement that feels rich in every way.
SOONER
DREAMER
For those ready to confirm that retirement, early or abroad, is possible within two years.
For dreamers ready to create their full roadmap to a confident, joyful, someday-soon retirement.
Queer Money Retirement Vault access + 3 guidance calls:
A full library of digital/printable tools to help you plan and live your ideal retirement + us
- All our Wealth Builders' tools, including the Investor Assessment and Small Business Starter Kit
- All our Fabulous Retirement Planning tools, including the Nest Egg Navigator and Retire Abroad Calculator
- All our Happy Gay Life tools, including the Happy Life Planner with Monthly Budget and the Direction & Purpose Webinar and Workbook
- All our Debt Freedom Academy tools, including the Premium Spending Analysis with Return on Happiness Estimator and Credit Score Booster Pack
- All our beginner tools
- Access to all updates
Queer Money® Retirement Mentorship
- 1 Intro Call → Clarify your dream retirement
- 3 Private Coaching Calls → Over the next 6 months, you'll turn your numbers into retirement reality
- 1 Emergency Call → Have an urgent issue? We're here for you!
- Retirement Readiness Blueprint → A personalized roadmap showing exactly how to retire within 2 years
- Wealth & Income Alignment → Optimize what you’ve built for growth
- Unlimited Email Support → During your subscription, never feel stuck
- By the end, you’ll know with confidence when and how you can retire
Queer Money Retirement Vault access + 6 guidance calls:
A full library of digital/printable tools to help you plan and live your ideal retirement + us
- All our Wealth Builders' tools, including the Investor Assessment and Small Business Starter Kit
- All our Fabulous Retirement Planning tools, including the Nest Egg Navigator and Retire Abroad Calculator
- All our Happy Gay Life tools, including the Happy Life Planner with Monthly Budget and the Direction & Purpose Webinar and Workbook
- All our Debt Freedom Academy tools, including the Premium Spending Analysis with Return on Happiness Estimator and Credit Score Booster Pack
- All our beginner tools
- Access to all updates
Queer Money® Retirement Mentorship
- 1 Vision Call → Define your ideal retirement
- 6 Private Coaching Calls → In 12 months, create and implement a holistic plan for your ideal retirement
- 2 Emergency Calls → Something urgent? We've got your back.
- Fabulous for Life Plan → A step-by-step retirement and lifestyle strategy tailored to you and your dreams
- Quarterly Sprints → Track and tack for continual wealth building
- Unlimited Email Support → Keep the spark alive through your subscription
- By the end, you’ll have the peace of mind that you’re building a fabulous, free life
David & John are very relatable and have a love of their community. They're not afraid to expose their own trials and set a great example. It's super valuable that they shed light on a "dark" topic within our community (overspending to fill emotional gaps). Keep up the great work!
- Jason H. -
HI! WE'RE JOHN & DAVID.
We’re here to help you create your ideal retirement.
We’re David & John, hosts of the award-winning Queer Money® podcast and Living (Not So) Fabulously by Yahoo! Finance.
We’ve helped thousands of gay individuals and couples go from living paycheck to paycheck to building financial security and living lives of purpose, joy, and freedom.
Our systems have helped thousands pay off millions in debt, build wealth, and create fabulous, intentional lives they once thought impossible.
Our story didn’t start with success, though.
We were once in $51,000 worth of debt. But in under three years, we became debt-free. We’ve since grown our net worth to over $1.7 million, retired early, and are on track to hit $5 million by traditional retirement age.
No handouts. No windfalls. Just strategy.
We've been featured in Oprah, The Advocate, Variety, Good Morning America, and more.
We built the Queer Money® Retirement Mentorship™ to help you create a thriving life — financially, emotionally, and socially.
If you’re ready to elevate your life, join us today!
FREQUENTLY ASKED QUESTIONS....
WHAT IS THE QUEER MONEY RETIREMENT MENTORSHIP?
The Queer Money Retirement Mentorship is a high-touch, personalized partnership designed to help you move from uncertainty to clarity and from clarity to confident action.
It’s where your numbers, your goals, and your life come together with expert guidance from people who understand both money and the realities of being gay.
Through one-on-one or two-on-two coaching, proven planning frameworks, and real-time support, we help you answer the questions that matter most: When can I retire? What kind of life can my money support? And how do I stop second-guessing myself?
This isn’t about chasing a perfect number or following generic rules. It’s about building a retirement you trust — financially, emotionally, and personally — so you can live with confidence, peace of mind, and freedom on your own terms.
WHAT’S INCLUDED IN THE QUEER MONEY® RETIREMENT VAULT™?
The Queer Money Retirement Vault has everything we've created since 2014 for Queer Money and Debt Free Guys, and campaigns like the Happy Gay Retirement Club and Wealth Builders. It's your ultimate resource for abundance and financial well-being.
Centered on 5 core building blocks — love, wellness, lifestyle, purpose, and money — the vault offers guidance to help you master each area.
Your purchase of the Queer Money Retirement Mentorship includes the Queer Money Retirement Vault :
- Fabulous Life Planner© with a budget calendar (a $29 value) — create an intentional roadmap to live each day, from now through retirement, to its fullest
- Finding Direction & Purpose© webinar & workbook (a $49 value) — Know what you truly want and why it matters to you
- Premium Spending Analysis© with Return on Happiness Estimator™ & Guide (a $49 value) see where your money goes and how to redirect it toward your dream life
- Simple, Happy, Healthy & Recipes Book© (a $19 value) — wake up feeling lighter, more vibrant, and more confident in your skin
- Happy Gay Retirement Guide© (a $19 value) — Go from “I hope” to “I know where I’m headed”
- 5 Steps to Overcoming Limiting Beliefs© (a $19 value) — No more waiting for “someday”
- and more, including the Retirement Nest Egg Navigator© to build your retirement cash flow, Current Financial Snapshot©, Entrepreneur Financial Snapshot©, Retirement Financial Snapshot©, and the No Budget Budget© (a $147 value)
- Retire Abroad Calculator (a $49 value) — Turn your dream retirement in another country into your reality
- Queer Money Retirement Rolodex (invaluable) — Connect with our vetted immigration consultants and attorneys, real estate agents, and more from Mexico to Portugal
- and much more, along with all future updates!
IS THE QUEER MONEY RETIREMENT MENTOSHIP REALLY WORTH THE COSTS?
In a word… yes!
Our proven systems, tools, and expertise make the Queer Money Retirement Mentorship a worthwhile investment in yourself.
With our experience coaching individuals and leading groups of thousands over the last decade+, we bring a breadth and depth to the Queer Money Retirement Mentorship that's unmatched in personal finance. It's how we've been able to retire (abroad soon!) in our early 50s despite having $51,000 in our 30s.
WHY ARE THERE SO MANY BRAND NAMES?
Over the last decade, we’ve built a whole ecosystem of tools and systems to help our community thrive: Queer Money Academy, Happy Gay Retirement Club, Debt Freedom Academy, and more.
Now, we’ve bundled everything into two ultimate experiences: Queer Money Retirement Mentorship and Queer Money Retirement Vault. Even though we’re semi-retired, we’re not done helping you retire, too.
I HAVE A FINANCIAL ADVISOR. WHY DO I NEED THE MENTORSHIP?
Your financial advisor helps you manage your money.
The Queer Money Retirement Mentorship helps you manage your life with money as the tool.
Most advisors focus on portfolios, returns, and rules of thumb. They don’t help you answer the questions that actually keep you up at night:
- Can I retire early?
- Where can I retire?
- How do I build a retirement I’ll actually love day to day?
- What happens if the rules change, politically, economically, or personally?
And they almost never help you answer those questions through a gay lens.
The Queer Money Retirement Mentorship fills the gaps traditional advice can’t.
It gives you clarity between meetings, tools you can use anytime, and frameworks to pressure-test your plan — retirement drawdowns, lifestyle design, retire-abroad planning, debt freedom, purpose, and wellbeing — all in one place.
Think of it as the operating system that helps you understand, challenge, and fully own the advice you’re already paying for.
The result? Better conversations with your advisor. Smarter, more confident decisions. And peace of mind that doesn’t depend on a quarterly meeting.
Because the best retirement plans aren’t just financially sound they’re lived with confidence.
WHAT WILL I GAIN FROM THIS PROGRAM?
The Queer Money Retirement Mentorship helps you intentionally design a fabulous life, grounded in love, money, wellness, and lifestyle, all built on a clear sense of direction and purpose.
Through personalized guidance, proven frameworks, and real conversations, we help you turn clarity into action and action into a life that feels confident, fulfilling, and truly your own — as an out, self-actualized, and empowered gay individual.
With the Mentorship, you’ll:
You'll:
- Get clear on your life purpose and how your money, time, and energy support it.
- Strengthen or prepare for a fulfilling relationship, grounded in shared vision, trust, and financial clarity.
- Design a daily routine that supports you, helping you stay motivated, focused, and energized.
- Build better habits that actually stick, using simple, proven techniques applied with guidance and accountability.
- Create a clear plan for physical, emotional, and spiritual wellness, aligned with the life you want to live.
- Gain confidence and control over your financial life, without fear, guilt, or second-guessing.
- Feel supported, not isolated through direct mentorship and connection to a community of like-minded gay people on a path toward freedom and self-actualization.
HOW DO I KNOW THE QUEER MONEY RETIREMENT VAULT™ IS RIGHT FOR ME?
The Queer Money Retirement Mentorship is designed for gay people who want more than answers, they want clarity, confidence, and guidance.
Whether you’re single or partnered, navigating life solo or with a family, we help you align love, money, wellness, and lifestyle into a life that feels grounded, intentional, and truly yours.
WHAT'S YOUR REFUND POLICY?
Choosing a mentorship is a big decision. If it doesn’t feel right, we make it easy to step away with a prorated, no-questions-asked refund. Our goal isn’t to lock you in, it’s to help you move forward with confidence.
Thank you. Your tools gave me huge boulders of information to help my family and me get our finances in order. You give information that really hits home.
- Erica S. -
© 2026 DEBT FREE GUYS | POLICIES & DISCLAIMERS