Not sure how your dream retirement (on the beach in your Speedo, Aperol Spritz in hand) will happen? We’ve got you.
Design your fabulous retirement, even if you’re starting late.
Let's go!
RETIRE IN STYLE
We turned $51,000 of credit card debt into a millionaire's early retirement. Now, we’re giving you the exact systems we used, tailored for gay people who want financial freedom.
With a 360° approach to your life and money (love, wellness, purpose), you’ll build a thriving future that lasts through retirement and beyond.
We're doing something that's never been done before anywhere. We're giving you all the premium tools we've ever created and used with clients. These tools have helped thousands pay off millions in debt and build recurring income streams for their ideal retirement, here and abroad.
We put it all in here, and it starts at a ridiculously low price.
Look, if size truly matters, it doesn't get better than this.
TAKE CONTROL OF YOUR LIFE, MONEY & HAPPINESS
Imagine if in just one quarter, you could . . .
- Effectively MANAGE YOUR EXPENSES to get control of your budget, live a bigger life, and feel less stressed about your money.
- Develop better FINANCIAL & LIFE HABITS that build confidence and reduce anxiety.
- Gain FINANCIAL FREEDOM by paying off debt faster (our jam!), maximizing savings, and creating multiple income streams to live on your terms now.
- Have direct SUPPORT from the leaders in gay money, so no question of yours goes unanswered.
- Build GENERATIONAL WEALTH by investing wisely, growing your assets, and leaving a lasting legacy for your loved ones and other gay folks.
- Get crystal clear on your GOALS and PURPOSE so your life is as fulfilling as you deserve.
- Develop DEEPER INTIMACY with your partner for a better connection, better sex (yes, better sex!), and relationship security.
- Create an effective DAILY ROUTINE that helps you stay happy, healthy, motivated, and productive.
The Queer Money® Retirement Vault™ and Queer Money® Retirement Coaching are the ultimate resources built by gay people for gay people to create wealth for today, your ideal retirement for tomorrow, and generational wealth for beyond.
It’s your ticket to a happy, healthy, and wealthy gay life.
WHAT PREVIOUS CLIENTS SAY . . .
David & John helped me realize my financial self-care is as important as other self-care for myself and our community.
– Michael C –
With a gentle understanding of how it feels to have "been there," and "done that," David & John shared a compelling, judgment and jargon-free evening that let us, really begin to work, individually and collectively, towards a clearer understanding of who we are, and what is truly important and beautiful about that.
– David M –
With the John & David, we found the help we truly needed to get us back on track.
– Brandon & Alex –
You guys are a couple. You had your journey together to fix your situation. It was just a different perspective from somebody I could relate to. When you’re trying to solve a problem that’s been hanging out there for a while, looking from someone else’s … viewpoint of how to fix your situation is a good thing.
– Fred & Rich –
I come from a super-religious family that’s not been too accepting of my life choices … so [spending] is also a way to say, ‘Hey, I’m doing all right.’ Your program has actually helped us reshape our thinking.
– Nathan E –
- Love - The relationship you want is full of pragma, eros, and ludus love whether you currently have your lobster or are still looking for them.
- Money - Clear steps to master your finances and get the financial security you want today and for your fabulous future.
- Wellness - Wellness of the body, mind, and spirit.
- Lifestyle - A fabulous yet sustainable lifestyle supporting self-confidence, happiness, wealth, and generosity.
- Direction & Purpose - The foundation of happiness, knowing what you truly want and what it takes to get there.
WHAT DO I GET IN THE QUEER MONEY RETIREMENT VAULT?
- Everything - From 10+ years of Queer Money and Debt Free Guys and campaigns such as the Credit Card Pay Off Course and the Happy Gay Men's Club, it's all in here! Access over 68 guides, spreadsheets, workbooks, webinars and more, including the Fabulous Life Planner, Finding Direction & Purpose webinar & workbook, Premium Spending Analysis with Return on Happiness Estimator, and more.
- Wealth Building - 7 guides and 3 spreadsheets for saving, investing, and wealth building.
- Retirement - 1 guide and 5 spreadsheets (with more coming) to lock in your dream retirement.
- Lifestyle - 16 guides and 2 videos to create the happiest gay life that you can today.
- Debt Freedom - 8 guides and 8 spreadsheets to pay off debt fast, build a 750+ credit score, and build your emergency savings account, so financial stress disappears.
- With much more coming!
VAULT
For independent folks who want the tools to launch their journey to financial security.
Total vault access with the ability to add on later:
A full library of digital/printable tools to help you plan and live your ideal retirement
- All our Wealth Builders' tools, including the Investor Assessment and Small Business Starter Kit
- All our Fabulous Retirement Planning tools, including the Nest Egg Navigator and Retire Abroad Calculator
- All our Happy Gay Life tools, including the Happy Life Planner with Monthly Budget and the Direction & Purpose Webinar and Workbook
- All our Debt Freedom Academy tools, including the Premium Spending Analysis with Return on Happiness Estimator and Credit Score Booster Pack
- All our beginner tools
- All future updates
SOONER
For those ready to confirm that retirement, early or abroad, is possible within two years.
Total vault access + 3 guidance calls:
A full library of digital/printable tools to help you plan and live your ideal retirement + us
- All our Wealth Builders' tools, including the Investor Assessment and Small Business Starter Kit
- All our Fabulous Retirement Planning tools, including the Nest Egg Navigator and Retire Abroad Calculator
- All our Happy Gay Life tools, including the Happy Life Planner with Monthly Budget and the Direction & Purpose Webinar and Workbook
- All our Debt Freedom Academy tools, including the Premium Spending Analysis with Return on Happiness Estimator and Credit Score Booster Pack
- All our beginner tools
- Access to all updates
Queer Money® Retirement Coaching
- 1 Intro Call → Clarify your dream retirement
- 3 Private Coaching Calls → Over the next 6 months, you'll turn your numbers into retirement reality
- 1 Emergency Call → Have an urgent issue? We're here for you!
- Retirement Readiness Blueprint → A personalized roadmap showing exactly how to retire within 2 years
- Wealth & Income Alignment → Optimize what you’ve built for growth
- Unlimited Email Support → During your subscription, never feel stuck
- By the end, you’ll know with confidence when and how you can retire
DREAMER
For dreamers ready to create their full roadmap to a confident, joyful, someday-soon retirement.
Total vault access + 6 guidance calls:
A full library of digital/printable tools to help you plan and live your ideal retirement + us
- All our Wealth Builders' tools, including the Investor Assessment and Small Business Starter Kit
- All our Fabulous Retirement Planning tools, including the Nest Egg Navigator and Retire Abroad Calculator
- All our Happy Gay Life tools, including the Happy Life Planner with Monthly Budget and the Direction & Purpose Webinar and Workbook
- All our Debt Freedom Academy tools, including the Premium Spending Analysis with Return on Happiness Estimator and Credit Score Booster Pack
- All our beginner tools
- Access to all updates
Queer Money® Retirement Coaching
- 1 Vision Call → Define your ideal retirement
- 6 Private Coaching Calls → In 12 months, create and implement a holistic plan for your ideal retirement
- 2 Emergency Calls → Something urgent? We've got your back.
- Fabulous for Life Plan → A step-by-step retirement and lifestyle strategy tailored to you and your dreams
- Quarterly Sprints → Track and tack for continual wealth building
- Unlimited Email Support → Keep the spark alive through your subscription
- By the end, you’ll have the peace of mind that you’re building a fabulous, free life
David & John are very relatable and have a love of their community. They're not afraid to expose their own trials and set a great example. It's super valuable that they shed light on a "dark" topic within our community (overspending to fill emotional gaps). Keep up the great work!
- Jason H. -
HI! WE'RE JOHN & DAVID.
We’re here to help you create your ideal retirement.
We’re David & John, hosts of the award-winning Queer Money® podcast and Living (Not So) Fabulously by Yahoo! Finance.
We’ve helped thousands of gay individuals and couples go from living paycheck to paycheck to building financial security and living lives of purpose, joy, and freedom.
Our systems have helped thousands pay off millions in debt, build wealth, and create fabulous, intentional lives they once thought impossible.
Our story didn’t start with success, though.
We were once in $51,000 worth of debt. But in under three years, we became debt-free. We’ve since grown our net worth to over $1.7 million, retired early, and are on track to hit $5 million by traditional retirement age.
No handouts. No windfalls. Just strategy.
We've been featured in Oprah, The Advocate, Variety, Good Morning America, and more.
We built the Queer Money® Retirement Vault™ and Queer Money® Retirement Coaching to help you create a thriving life — financially, emotionally, and socially.
If you’re ready to elevate your life, join us today!
FREQUENTLY ASKED QUESTIONS....
WHAT’S INCLUDED IN THE QUEER MONEY® RETIREMENT VAULT™?
The Queer Money Retirement Vault has everything we've created since 2014 for Queer Money and Debt Free Guys, and campaigns like the Happy Gay Retirement Club and Wealth Builders. It's your ultimate resource for abundance and financial well-being.
Centered on 5 core building blocks — love, wellness, lifestyle, purpose, and money — the vault offers guidance to help you master each area.
Your purchase of the Queer Money Retirement Vault includes:
- Fabulous Life Planner© with a budget calendar (a $29 value) — create an intentional roadmap to live each day, from now through retirement, to its fullest
- Finding Direction & Purpose© webinar & workbook (a $49 value) — Know what you truly want and why it matters to you
- Premium Spending Analysis© with Return on Happiness Estimator™ & Guide (a $49 value) see where your money goes and how to redirect it toward your dream life
- Simple, Happy, Healthy & Recipes Book© (a $19 value) — wake up feeling lighter, more vibrant, and more confident in your skin
- Happy Gay Retirement Guide© (a $19 value) — Go from “I hope” to “I know where I’m headed”
- 5 Steps to Overcoming Limiting Beliefs© (a $19 value) — No more waiting for “someday”
- and more, including the Retirement Nest Egg Navigator© to build your retirement cash flow, Current Financial Snapshot©, Entrepreneur Financial Snapshot©, Retirement Financial Snapshot©, and the No Budget Budget© (a $147 value)
- Retire Abroad Calculator (a $49 value) — Turn your dream retirement in another country into your reality
- Queer Money Retirement Rolodex (invaluable) — Connect with our vetted immigration consultants and attorneys, real estate agents, and more from Mexico to Portugal
- and much more, along with all future updates!
The total value of the Queer Money Retirement Vault alone $499.
WHAT IS THE FABULOUS LIFE PLANNER?
The Fabulous Life Planner is more than just a calendar, featuring our unique monthly budget tracker. It’s a whole-life system designed to help you execute your direction and purpose, manage the daily habits that’ll improve your physical, emotional, and spiritual wellness, and manage your fabulous life with an eye on your finances.
ARE THE QUEER MONEY RETIREMENT VAULT AND COACHING REALLY WORTH THE COSTS?
In a word… yes!
Our proven systems, tools, and expertise make the Queer Money Retirement Vault a worthwhile investment in yourself.
With our experience coaching individuals and leading groups of thousands over the last decade+, we bring a breadth and depth to Queer Money Retirement Coaching that's unmatched in personal finance. It's how we've been able to retire (abroad soon!) in our early 50s despite having $51,000 in our 30s.
WHY ARE THERE SO MANY BRAND NAMES?
Over the last decade, we’ve built a whole ecosystem of tools and systems to help our community thrive: Queer Money Academy, Happy Gay Retirement Club, Debt Freedom Academy, and more.
Now, we’ve bundled everything into one ultimate experience: The Queer Money Retirement Vault. Even though we’re semi-retired, we’re not done helping you retire, too.
WHAT’S INCLUDED with QUEER MONEY RETIREMENT COACHING?
Queer Money Retirement Coaching offers you exclusive access to us, David & John, your personal guides to a fabulous and secure future.
Whether your dream is to retire early, retire abroad, or simply retire with confidence, we’ll help you design a plan that fits your lif. Together, we’ll:
- Build Your Custom Retirement Roadmap — We’ll help you define what retirement actually looks like for you: where you’ll live, what you’ll do, and how much it’ll take to live fabulously, not just frugally.
- Craft Your Financial Freedom Plan — We’ll show you how to use your current income, savings, and investments to create lasting security and passive income, so your money works as hard as you do.
- Explore Your Dream Retirement Destination — From Palm Springs to Portugal, we’ll analyze costs of living, LGBTQ+ safety, visas, and healthcare options to match your lifestyle goals.
- Meet 1:1 with Us Each Month — You’ll get direct coaching, accountability, and support to stay on track, adjust your strategy, and celebrate your wins.
- Meet for group Q&A — Create community with other VIP and All Access members and us for a casual chat about all things retirement.
Because the truth is: your retirement should be as fabulous and authentic as you are. We’ll help you get there, one smart, empowering step at a time.
WHAT WILL I GAIN FROM THIS PROGRAM?
The Queer Money Retirement Vault, combined with our personalized coaching through Queer Money Retirement Coaching, will empower you to take control of the four pillars of a fabulous life: love, money, wellness, and lifestyle, all built on a foundation of direction and purpose. With practical tools, transformative one-hour, monthly coaching, you'll feel confident, fulfilled, and ready to thrive as an out, self-actualized, and empowered gay individual.
You'll:
- get clear on your LIFE PURPOSE and how to achieve it.
- be in or ready for a FULFILLING RELATIONSHIP.
- create an effective DAILY ROUTINE that helps you stay motivated and productive.
- develop better HABITS using a simple, but powerful, proven technique that lets you to stick to them.
- have a PLAN to improve your physical, emotional, and spiritual wellness.
- gain CONTROL over your financial life.
- have a COMMUNITY of like-minded gay folks all on a quest for self-actualization and enlightenment.
HOW DO I KNOW THE QUEER MONEY RETIREMENT VAULT™ AND COACHING ARE RIGHT FOR ME?
The Queer Money Retirement Vault and Queer Money Retirement Coaching are designed for any gay person, whether single or partnered, who is ready to master the four pillars of a fulfilling life: love, money, wellness, and lifestyle, all built on a foundation of direction and purpose. Together, we’ll create simple, effective systems to help you feel calm, focused, and in control of your life and finances.
This practical program works for everyone, whether you’re single or married, with or without kids, and in your 20s, 40s, or beyond. Start building your happy, fabulous life today!
WHAT'S YOUR REFUND POLICY?
No system works unless you do the work. But we're confident that if you apply our methods, the Queer Money Retirement Vault and Queer Money Retirement Coaching will pay for themselves many times over.
Not thrilled with your investment? No problem. We'll provide a 100% hassle-free refund on the vault and a prorated refund on the coaching—no questions asked.
It's risk-free.
Thank you. Your course gave me huge boulders of information to help my family and me get our finances in order. You give information that really hits home.
- Erica S. -
SOONER
For those ready to confirm that retirement, early or abroad, is possible within two years.
DREAMER
For dreamers ready to create their full roadmap to a confident, joyful, someday-soon retirement.
© 2026 DEBT FREE GUYS | POLICIES & DISCLAIMERS